When your business is hit by fire, flood and other insurance disasters one of the key objectives is always getting your business operational again as quickly and efficiently as possible. In order for this to be possible, you need cohesion with your insurance company.
Murphy O’Sullivan Claim Specialists can help with this.
More importantly, we understand what is required to prepare and submit your documented loss to ensure you obtain the maximum entitlement under the terms of the policy to cover your Loss of Profit and any Increased Costs of Working.
In order for Business Interruption cover to operate there is usually a requirement for there to be a material damage payment under the property damage section of the policy.
We offer a complete claims management process ensuring that all the stress of the claim is taken away from you enabling you to get your business operational and functioning again.
We have the expertise and experience to deal with your business interruption claim and fully understand the problems you are facing.
We will examine historical trading figures and look for a copy of the last set of audited accounts for the business. By using projections, combined with the benefit of any additional benefits or extensions to the cover in your policy we will seek to maximize your entitlements.
Your accountant may be an expert in dealing with historical trading figures and even with cash flow projections etc. However, the expertise in dealing with business interruption losses under an insurance policy requires expert knowledge of the terms and conditions of insurance policy covers.